The Sams & Associates Team
Averages Over 27 Years
Insurance Adjusting Experience

Sams & Associates helpful staff.

Sams & Associates helpful staff.

Our people have been carefully selected to possess not only the strong technical skills and background to handle the types of cases going to independents today, but also the people skills necessary to make it all work.

As you will see, we maintain a staff with considerable experience, and I can assure you they are committed to serving your specific claims needs with an absolute dedication to customer service.

Management, Support Staff & Adjusters 

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Steve Anderson

Steve Anderson joined Sams & Associates in 2008. After successfully operating his own adjusting company for nineteen years, Anderson Claims Service, Inc. was purchased by and merged with Sams &Associates. Steve has a Bachelor of Arts degree in Business Administration from North Park College in Chicago, Illinois. His insurance career started with Allstate Insurance Company where he worked for seven years in adjusting, management and administrative roles. He also worked for LJR Adjusting Company as a Regional Manager. Steve has experience in all phases of adjusting, TPA administration, fraud investigation, Workers Compensation, and claims training and certification. He is the Past President of the California Association of Independent Insurance Adjusters, Affiliated Adjusters, and Western States RVP for the National Association of Independent Insurance Adjusters. Steve enjoys golf, bike riding, sports, and spending time with his wife and two children. Steve can be reached at our San Ramon office.

Joan Barrett

Joan Barrett joined Sams & Associates in 2006 and is an integral part of their marketing team. She began this career as an estimator for a well-respected restoration company in Sacramento and maintained a Painting and Decorating License for many years. She owns her own marketing company, Market Share. Joan is a past-president of the Sacramento Claims Association as well as the Claims Conference of Northern California (CCNC). In addition to the boards of these organizations, she has also served on the former Property Claims Forum and the Sacramento Pond of the Blue Goose in the late 90’s, and was an associate member of the National Association of Insurance Women. She and her husband rescue Golden Retrievers for Homeward Bound Golden Retriever Rescue and she makes blankets for children in need through the Project Linus organization. She works out of the Sams Sacramento headquarters in Granite Bay. 

John Belton

John Belton returned to Sams & Associates in 2010 with 14 years of adjusting experience. He was previously with Sams & Associates from 2003 to 2006 as a multi-line adjuster. John attended California State University of Sacramento (CSUS) as a business major. He began his claims career with Progressive Insurance in 1997 as an auto adjuster and moved to first-party property claims with Travelers Insurance in 1999. For the last 4 years he was with Fireman’s Fund Insurance Company honing his impressive skills as a very large loss adjuster in the western 12 states routinely handling claims up to $5,000,000 in exposure. John is a multi-line adjuster residing in Pasadena, CA. 

Jean Britz

Jean Britz  joined Sams & Associates in 2003 and has extensive business experience owning her own construction company abroad. She is a Lead Administrator and our Office Manager based in our Sacramento headquarters in Granite Bay.   

Ted Brown

Ted Brown joined Sams & Associates in 2008 as a multi-line adjuster.  He graduated from UCLA with a Bachelor of Arts degree in Political Science.  Ted began his insurance Career at California Casualty mostly handling auto claims.  Since leaving California Casualty over 20 years ago, Ted has been an independent adjuster handling property and liability claims in the Los Angeles and Orange county area. Ted is an avid reader and has a strong passion for working in politics.   

Jeremy Cargile

Jeremy Cargile joined Sams & Associates in 2010.  He began his career in 2002 as a real estate home inspector providing whole-house inspections for homebuyers before transitioning into property claims adjusting.  He has serviced claims for multiple carriers throughout California as an independent adjuster as well as storm assignments out of state. Jeremy received his home inspection certification from the California Contractor’s State Licensing School in 2002 and is currently working on his AIC certification.  He enjoys restoring vintage jukeboxes and volunteering for the local elementary school where his wife teaches.  Jeremy is based in the Sacramento area at our headquarters in Granite Bay.

Nick Chavez

Nick Chavez joined Sams & Associated in 2012 with 22 years of commercial and property experience. He graduated from CSU Stanislaus. He has extensive experience, having worked for Farmers, Allied, Travelers and Nationwide Insurance companies. Nick has farm, commercial and property expertise. His background includes being a general adjuster and a large loss re-inspector for those companies. He has worked on CAT teams for the Southern California Wildfires and on the Florida and Texas hurricanes. Nick and his wife have two children and reside in Visalia, California.

Samantha Cummings

Samantha Cummings joined Sams & Associates in 2012 as an administrative assistant. She graduated from CSUS in 2011 with a Bachelor of Arts degree in Nutrition and Food and a minor in Gerontology. While attending CSUS, Samantha interned with Eskaton, UC Cooperative Extension of Sacramento, and The Heart Senior Center to further her knowledge of working with the elderly population on their nutritional needs. Samantha has a strong background in customer service cultivated from her time with Bank of America as a teller, and working at Saturn of Roseville, and State Farm insurance. She has been dancing for the last 13 years including cheerleading for a semi pro football team. Samantha is based out of our corporate headquarters in Granite Bay.

Chet Davis

Chet Davis joined the Sams team in 2010. He has a Bachelor of Arts in Political Science from the University of Florida and a Masters of Business Administration from the University of West Florida. Chet brings with him 20 years of claims handling experience.  After starting his career with State Farm handling auto and then property claims, he moved to Progressive where he worked his way up to Regional Manager. That also involved assisting with hurricane CATs in Florida including Hugo, Andrew, Erin & Opal.  He then became a Regional Manager over 4 western states at AIG before moving to Travelers Insurance Companies as Vice President of Claims. His responsibilities included personal and commercial claims for Auto, Property and General Liability lines of business for the California claims region. Chet and his wife are proud parents to their 6-year-old daughter and a newborn son. He volunteers as a basketball coach at his daughter’s school and at the Ronald McDonald House.  As President, Chet is focused on Sams’ expansion and growth. He is based in the Sacramento area at our headquarters in Granite Bay.

Jim DeVard

Jim DeVard joined Sams & Associates in 2005. His career began in 1960 when he spent five years as a Title Officer. He then began working for CSE Insurance Group handling property and liability claims. Jim remained at CSE for 37 years. For 14 years he served as Regional Vice President responsible for claims in six western states. Jim also spent six years as an Arbitrator for the American Arbitration Association. Jim's expertise is in liability and litigation management. He is an avid golfer and an avid grandfather. Jim is based out of our corporate office in Granite Bay. 

Eric Ehlers

Eric Ehlers joined the Sams team in 2006. He graduated from University of California, Berkeley with a Bachelor of Arts degree. Eric is a Registered Professional Adjuster and a member of the California Association of Independent Insurance Adjusters. He has worked in commercial and industrial property claims, personal lines, earthquake, construction design defect, investigation and much more. Eric has 30 years of experience in the field of adjusting and is based out of our San Ramon office.

Darci Federoff

Darci Federoff joined Sams & Associates in 2003 as a clerical support person for our administrative team processing insurance claims reports, typing and accounts receivable. Darci has two daughters and is a proud grandmother to her 1-year-old granddaughter, Jayden. She is also an active volunteer for Homeward Bound Golden Retriever Rescue. She is based in our corporate headquarters in Granite Bay. 

Gil Finney

Gil Finney joined Sams & Associates in 2007. He worked for Langhammer & Associates in San Diego, for 31 years and prior to that he worked for Royal Insurance Company. He is a General Adjuster specializing in large Residential and complex Commercial property losses.  He has worked on several large catastrophes, including the 2003 and 2007 San Diego wild fires, some of which came within blocks of his home. Gil is based in San Diego. 

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Lisa Gray

Lisa Gray joined Sams & Associates in 2013. Lisa attended Mt. San Antonio College as a Criminal Justice major and began her insurance career as a property damage adjuster with Commercial Union. She then worked as an estimator for a contents restoration company and insurance restoration contractor before returning to adjusting multi-line claims with Peter Corrick & Associates. Lisa is a past president of the San Fernando Valley Adjuster’s Association and enjoys golf, gardening and camping. Lisa is a multi-line adjuster based out of Southern California.

Cathy Kelley

Cathy Kelley joined Sams & Associates in 2012. She has a Bachelor of Arts degree in Business Administration from Cal Poly, Pomona. Cathy started working with Farmers insurance Group part time in an agency while still in high school. She stayed with Farmers in the agency and marketing arena, until she became a Property Claims Rep in 1998. In 2000 she joined the Large Loss team where she handled large and complex claims, as well as being involved in Xactimate training and contents estimating programs. She also oversaw independent adjusters during high claim volume times. In 2005 she transitioned into supervision and in 2007, moved to Nationwide Insurance where she obtained extensive experience in commercial claims in preparation for her move to The Hartford’s Large Loss Team. Cathy relaxes and loves travelling with her husband and their 2 dogs and cat. She also loves scrapbooking. Cathy is a remote adjuster based in La Verne, CA.

Nicole Kurdziel

Nicole Kurdziel joined Sams & Associate in 2012 as a claim service representative. She graduated Heald College with an Associate in Arts degree in Information Technology with an emphasis on Network Security. Straight out of school, she began working with Servpro in an administrative position for the next two years. She took a brief hiatus from the insurance industry and began working as an executive assistant at Maximum Security Alarm, Inc. After her time there Nicole decided to come back to the insurance field and began working for Sams & Associates. Nicole enjoys working, dog sitting and fostering, volunteering for a Chihuahua rescue, and spending time with her favorite companion, her Chihuahua, Brinks. Nicole is based out of our corporate headquarters in Granite Bay.


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